A collection of information for businesses on
the Affordable Care Act
The Health Insurance Marketplace opens Tuesday, November 1. Are you ready?
The Health Insurance Marketplace is about to open!
Starting Tuesday, November 1, Get Covered Illinois, Illinois’ Official Health Insurance Marketplace, will be open for enrollment, featuring quality plans available from major carriers.
- November 1, 2016: Open Enrollment starts — first day you can enroll, re-enroll, or change a 2017 insurance plan through the Health Insurance Marketplace. Coverage begins on January 1, 2017.
- December 15, 2016: Last day to enroll or make changes to plans that will begin on January 1, 2017.
- January 31, 2017: Last day to enroll, or make changes in 2017 health plans. (Important note: Changes made between January 15, 2017 and January 31, 2017will not take effect until March 1, 2017).
- After January 31, 2017 you can enroll or change plans only if you qualify for a Special Enrollment Period.
Financial help is available to help you pay for coverage. More than 76% of Illinois residents who enrolled last year got help from the government to pay for coverage.
Learn More About Get Covered Illinois Every plan sold on the Marketplace will contain 10 Essential Benefits, these include doctors’ services, inpatient and outpatient hospital care, prescription drug coverage (including birth-control), pregnancy and childbirth, mental health services, and more! Most health plans must cover a set of preventive services — like shots and screening tests — at no cost to you. This includes plans available through the Health Insurance Marketplace.
If you have questions on how to chose a plan that is right for your family; help IS available. There are free, in-person professionals available, in your language and in your community, to work with you every step of the way. Visit GetCovered.Illinois.govto find a certified Navigator, broker, agent or application counselor who can help you.
Make an Appointment Today! Get Free, In-Person Help If you have a marketplace plan and do not shop for a new plan or update your application before December 15th you may be automatically re-enrolled into the same plan or a new 2017 plan. This will allow your coverage to begin January 1st. Watch for important mail from the Marketplace between now and December. Your carrier may also send you mail with important updates about your plan.
It is important to update your information every year and review your coverage options. Changes to your income or number of people in your household can impact the amount of financial help you qualify for to pay for your plan. So review your options to get the best plan before you renew your plan in year two.
Renewing Your Coverage